Obamacare’s ‘Hidden Winners’

Andrew Sprung highlights a segment of the population that should be “fuming” about the new health care law: the millions who don’t have access to employer-sponsored health insurance but also don’t qualify for subsidies.

“About a quarter of them received cancellation notices last fall, and others face substantial premium hikes. Some will be forced to pay more than in the past, in some cases in part because they are covered for services they don’t want … But many are finding their options much better and their status less precarious than in the pre-ACA market.”

Sprung discovers that the post ACA insurance landscape looks good for this group, termed the “satisfied unsubsidized.”

“Most of the people I interviewed saw no reason to buy their plans through Healthcare.gov or the state exchanges. Doing so would only add a layer of bureaucracy … All those who bought off-exchange found it much easier than in the past to buy through a broker or directly from an insurer in the post-ACA market … And all found better coverage for the money than they could get before the ACA went into full effect.”

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  • embo66

    I’d appreciate it if these blurbs were written with an eye to ACCURATELY recapping what an article is actually saying.

    The summary blurb here implies that Sprung thinks they should be “fuming” over the ACA.

    Here’s what the author REALLY said:
    “Are they all fuming and lining up to appear in anti-Obamacare commercials?
    Chances are not. As veterans of the individual market, many are accustomed to its shocks and uncertainties … And many are finding their options much better and their status less precarious than in the pre-ACA market.”


  • Bill Brodhead

    I think that you have overlooked a very important statement in Sprung’s article. Having read the entire article, I see that Sprung says that EVERY SINGLE ONE of the people he talked to had one or more members of their family who had a pre-existing medical condition which, previous to the Affordable Care Act, would have either denied them from health insurance for that condition or from purchasing any health insurance whatsoever.

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